Welcome to the California Insurance Guarantee Association!
We hope you find our web site helpful in providing information regarding the purpose of the guarantee association in the State of California and how it protects resident claimants in the event of an insurance company insolvency.
The California Insurance Guarantee Association (CIGA) operates under Sections §1063-1063.77 of the California Insurance Code. CIGA provides a mechanism for the payment of covered (as defined by the Insurance Code and specific case law) property, casualty, and workers' compensation insurance claims of insolvent insurance companies.
It is the mission of the association to pay claims on a timely basis with no excessive delays and to help relieve the financial burden placed on claimants and insureds when insurance companies fail.